The information contained in this report is for informational purposes of interest only. Accordingly, the information in this report is provided with the understanding that the author is not herein engaged in rendering legal, medical, or other professional advice and services. We have attempted to provide you with the most accurate information possible, but given the changing nature of laws, rules, and regulations, there may be inaccuracies. Therefore, this information is in no way intended to be legal, accounting, or other professional advice.

Every situation, including yours, is unique to the individual facts and circumstances surrounding it. Therefore, it is your responsibility to seek legal, medical, or other professional advice and services as you deem necessary.

















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